New Delhi: Can Fin Homes Limited (CFHL) announced its financial results for the quarter and year ending 31/03/2026.
The Net profit for the fourth quarter of the current fiscal is Rs.346 Crore, compared to Rs. 265 crores for the corresponding previous period, an increase by 31%.
Highlights of Operational Performance for the quarter and year ended 31/03/2026
Loan Portfolio
The loan portfolio at March 2026, stood at Rs. 42209 crores as against Rs. 38217 crores as on March 2025, recording an increase of 10%. Housing Loan constitutes 72 % of the Loan book and Non- Housing Loans (including CRE) constitutes 28%.
LENDING OPERATIONS
Loan Disbursements
Loan disbursements for the twelve months ended March 31, 2026, stood at Rs.10531 crores compared to Rs.8568 crores in the corresponding previous period, reflecting a 23% growth Year on-Year (Y-o-Y).
Provisions for Expected Credit Losses
As per the requirement of Ind AS 109, provision on advances are to be carried in the Books of account on the basis of ECL. Accordingly, CFHL is required to carry provisions of Rs. 400 crores towards expected credit losses.
CFHL is carrying total provision of Rs. 499 crores, including Rs. 59 crores as management overlay and Rs.40 crores under provision for Restructured accounts.
Liquidity Position and Liquidity Coverage Ratio.
CFHL has been maintaining the required liquidity, both on Balance Sheet and also off-Balance Sheet in the form of documented undrawn Bank limits to meet its commitments. The Liquidity Coverage Ratio as of 31/03/2026, stood at 563.50% as against the stipulated Ratio of 100%. The documented undrawn Bank lines stood at Rs.2540.92 crores as of 31/03/2026 which, along with internal accruals will take care of business commitments for next 3 months.
DEPOSITS
CFHL’s deposit portfolio stood at Rs. 220.21 crores. To further strengthen the deposit portfolio, CFHL is offering 7.50% rate of interest for a 36 months’ tenured Cumulative deposits. Senior citizens will earn 0.25 % additional rate of interest. CFHL’s Fixed Deposit programme is rated “AAA” by ICRA with Stable outlook. CFHL’s Short Term borrowings comprising Commercial Paper (CP) is rated “A1+” by CARE and ICRA and Long-Term Debt and Sub Ordinate Debt Instruments are rated “AAA Stable” by CARE and “ICRA”.
RETAIL NETWORK
CFHL has its geographical presence across India with 249 Branches/Offices spanning 21 States / Union Territories.
