Mumbai: IDBI Bank Ltd. (IDBI Bank) has announced its financial results for the Quarter and Year ended March 31, 2026.
Highlights for Q4 FY 26
Bank has reported Net profit of ₹1,943 crore for Q4 FY 26.
Operating Profit stood at ₹3,043 crore.
Net Interest Income (NII) stood at ₹3,851 crore, YoY growth of 17%. NIM stood at 4.15%, YoY growth of 15 bps.
Return on Assets (ROA) stood at 1.75%.
Business Growth
- Total Business (Deposits + Net Advances) crossed ₹6 Trillion mark.
- Total Deposits increased by 12% YoY to ₹3,47,163 Crore as on March 31, 2026 as against ₹3,10,212 Crore as on March 31, 2025.
- CASA increased by 7% YoY to ₹1,54,816 Crore as on March 31, 2026 as against ₹1,44,398 Crore as on March 31, 2025.
- CASA ratio stood at 44.59% as on March 31, 2026 as against to 46.55% as on March 31, 2025.
- Net advances grew by 16% YoY to ₹2,53,626 Crore as on March 31, 2026 as against ₹2,18,399 as on March 31, 2025.
- The composition of corporate v/s retail in gross advances portfolio stood at 30:70 as on March 31, 2026.Asset Quality
- Gross NPA ratio improved to 2.32% as on March 31, 2026 as against 2.98% as onMarch 31, 2025.
- Net NPA ratio stood at 0.15% as on March 31, 2026 and as on March 31, 2025.
- Provision Coverage Ratio (including Technical Write-Offs) stood at 99.39% as on March 31, 2026. The PCR is consistently above 99% since September 2023.Capital Position
- CRAR improved to 26.65% as on March 31, 2026 as against 25.05% as on March 31,2025.
- Tier 1 Capital improved to 25.56% as on March 31, 2026 as against 23.51% as on March 31, 2025.
- Risk Weighted Assets (RWA) stood at ₹2,23,246 Crore as on March 31, 2026 as against ₹1,93,485 Crore as on March 31, 2025.
