New Delhi: Akme Fintrade (India) Limited today announced its audited financial results for the fourth quarter and full year ended March 31, 2026. The Company delivered robust growth across all key metrics, underpinned by sustained momentum in its vehicle finance portfolio and deepening rural and semi-urban market penetration.
Net Profit (PAT) for FY26 rose 27.35% year-on-year to ₹42.32 Crore, compared to ₹33.23 Crore in FY25. Gross Interest Income expanded 44.63% to ₹142.57 Crore (FY25: ₹98.58 Crore), while Net Interest Income (NII) grew 37.14% to ₹86.19 Crore (FY25: ₹62.85 Crore),reflecting strong disbursement momentum and effective liability management. Total disbursements for the year crossed the ₹500 Crore mark for the first time in the Company’s history, reaching ₹503.91 Crore.
The loan book (AUM) grew 48.49% to ₹918.60 Crore as at March 31, 2026 (FY25: ₹618.61 Crore), led by strong growth in the vehicle finance segment, particularly used commercial vehicles, two-wheelers, and three-wheelers in Tier II and Tier III markets. The Net Interest Margin (NIM) remained healthy at 12.68% for FY26.
Fourth Quarter FY2025-26 (Q4 FY26)
Q4 FY26 PAT stood at ₹12.27 Crore, registering strong growth of 62.67% year-on-year (Q4 FY25: ₹7.55 Crore) and 18.12% quarter-on-quarter (Q3 FY26: ₹10.39 Crore). Gross Interest Income for the quarter grew 8.78% sequentially to ₹40.54 Crore (Q3 FY26: ₹37.26 Crore). NII grew 14.70% quarter-on-quarter and 38.71% year-on-year, with NIM improving to 12.85% in Q4 FY26 from 11.99% in Q3 FY26.
