Greater Noida:
- Consolidated Financial Highlights
- 17% increase registered in consolidated Profit After Tax from Rs. 14,397 cr. in H1’25 to Rs. 16,816 cr. for H1’26.
- Consolidated Net worth (includingnon-controlling interest) increased by 15% from Rs. 1,45,158 cr. as on 30.09.2024 to Rs. 1,66,821 cr. as on 30.09.2025
- 10% growth in Consolidated Loan Asset Book from Rs. 10,39,472 cr. as on 30.09.2024 to 11,43,369 crores as on 30.09.2025.
- Consolidated Net NPA is at 0.30% in H1’26 vis-à-vis 0.80% in H1’25. Gross NPA also declined significantly by 117 bps from 2.62% in H1’25 to 1.45% in H1’26.
- Stand Alone Financial Highlights
- Registered half yearly Profit After Tax (PAT) of Rs. 8,963 cr. in H1’26 vs Rs. 8,088 cr. in H1’25, driven by strong increase of 23% in Net Interest Income.
- PFC board declared an interim dividend of Rs. 3.65 per share, taking cumulative interim dividend to Rs. 7.35 per share.
- 14% double-digit growth registered in loan asset book- from Rs. 4,93,363 cr. as on 30.09.2024 to Rs.5,61,209 cr. as on 30.09.2025.
- 32% increase in renewable loan book from Rs. 64,277 cr. as on 30.09.2024 to Rs. 84,679 cr. as on 30.09.2025
- PFC continues to maintain comfortable capital adequacy levels quarter after quarter. CRAR as on 30thSeptember,2025 is at 21.62%, with Tier 1 capital at 19.89%, well above the minimum regulatory requirement.
- 5% increase in net worth from Rs. 85,924cr. as on 30.09.2024 to Rs. 97,525 cr. as on 30.09.2025
- Net NPA ratio for H1’26 is at 0.37%, the lowest level in last 10 years
- Gross NPA ratio also saw a significant reduction of 84 bps from H1’25 and is at less than 2% at 1.87%.
