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Tamilnad Mercantile Bank Embarks On Next Era Of Digital Lending With Nucleus Software’s FinnOne Neo®

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Chennai: Tamilnad Mercantile Bank (TMB), a 100-year-old institution with a rich legacy, has successfully gone live with FinnOne Neo®, Nucleus Software’s advanced digital lending platform. This milestone marks a defining moment in TMB’s digital transformation journey, reinforcing its vision of building a modern, intelligent, and customer-first lending ecosystem.

The deployment of FinnOne Neo® positions TMB at the forefront of India’s rapidly evolving BFSI sector, enabling the bank to deliver faster, smarter, and more transparent credit experiences across retail, MSME, and corporate segments.

Strategic Advantages Of FinnOne Neo® At TMB

  • Accelerated loan processing: Streamlined onboarding-to-disbursal journey with reduced friction.
  • Enhanced transparency: Standardized workflows across diverse customer segments.
  • Robust governance: Rule-based automation and audit-ready compliance controls.
  • Sharper credit decisioning: Improved portfolio quality and risk oversight.
  • Agility in product innovation: Faster launches, scalable volumes, and rapid response to market shifts.

This collaboration blends TMB’s deep banking heritage with Nucleus Software’s global expertise in digital credit platforms. The partnership reflects a shared commitment to operational excellence, customer empowerment, and future-ready lending ecosystems.

Vishnu R Dusad, Co-founder and Managing Director of Nucleus Software, emphasized: “We are proud to partner with Tamilnad Mercantile Bank in unlocking the next chapter of its digital lending strategy. The successful go-live of FinnOne Neo® reflects a shared belief in intelligence-led lending, operational excellence, and customer empowerment. Together, we look forward to shaping lending ecosystems that are agile, resilient, and ready for the future.”

With this deployment, TMB is now equipped with the digital agility required to introduce new products swiftly, strengthen risk oversight, and deliver intelligent credit experiences at scale. The successful go-live demonstrates the strength of a partnership built on shared vision, customer focus, and a commitment to transforming lending for the next decade.

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